NIRMAL UJJWAL CREDIT CO-OPERATIVE SOCIETY LTD., NAGPUR (MULTI-STATE)

TM

Fixed Deposit


13 Months FD Scheme
Period    Minimum 13 months
Rate of Interest      @ 10 % P.A. (For General)
    @ 10.5% P.A. (For Senior Citizen)
Salient Features
  • Money Multiplier Facility - Allow us to take care of your idle money by moving it into high interest earning fixed deposit account scheme earning.
  • Customer Care - Our Customer Care is always available to answer any query or follow your instructions.
  • Standing Instructions - You can give us various types of standing instructions like transferring of funds to fixed deposit accounts at regular intervals.
  • Nomination Facility - You may nominate a person as beneficiary to your account proceeds
  • Liquidity -You may liquidate your account pre-matured by incurring a nominal charges for pre-matured liquidation
  • Loan Facility – Avail up to 85% loan on your fixed deposit amount
Nomination
  • Nomination facility available for all kind of deposits.
  • There can be only one Nominee for a deposit account whether held singly or jointly.
  • A person legally empowered to operate a minor's account can file a nomination on behalf of the minor also.
  • Applicants can make nomination by filling up the prescribed form
  • The nomination details can be changed during the subsistence of the account relationship by filling up the Form prescribed
  • For more details approach your branch.
Documentation Require for account opening

Identity Proof :

  • Passport
  • PAN card
  • Voter ID card
  • Driving licence
  • Government ID card
  • Photo ration card
  • Senior citizen ID card

Address Proof :

  • Passport
  • Telephone bill
  • Electricity bill
  • Bank Statement with Cheque
  • Certificate/ ID card issued by Post office
* Any other Identity proof or Address proof document can be submitted, subject to the credit society satisfaction.
Sr. No. Period Of Deposit Normal Senior Citizen Society
1 15 to 30Days 5% 5% 5%
2 31 to 45 Days 5.5% 5.5% 5.5%
3 46 to 180 Days 8% 8% 8%
4 181 to 364 Days 9% 9% 9%
5 1 Year to 2 Years 10% 11% 10%
6 2 years to 3 years 10.5% 11% 10%
7 3 Years and above 9.5% 10.5% 9.5%
Note:
  • Please produce the original document(s) for verification & a photocopy of each document.
  • Please fill the form in CAPITAL LETTERS using Black ink.
  • Please countersign in case of any overwriting.
  • Please avail of the nomination facility.
  • * Mandatory to provide Permanent address and telephone number.
  • * Mandatory to complete the KYC Norms